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This article contains formatting that makes it impossible to include directly in this Knowledge Base. Consequently, we have made it available as a PDF file. Please note the copyright notice below.
© by Paul C. Lubin. All rights reserved. Short sections of text, not to exceed two paragraphs, may be quoted without explicit permission provided that full credit, including © notice, is given to the source.
Any opinions expressed are those of the author and not those of the Joint Center for Housing Studies of Harvard University or of any of the persons or organizations providing support to the Joint Center for Housing Studies.
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